Wallet apps are designed with high-level security features that go far https://folio.id beyond a physical wallet. Biometric protection like fingerprint and facial recognition keeps your data safe from prying eyes. And if your phone is lost or stolen, most apps allow you to lock access or erase data remotely. Your payment details are encrypted and never shared directly with merchants. With fraud alerts, two-factor authentication, and transaction tracking, you’re always in control. Wallet apps don’t just offer convenience — they bring peace of mind.