Hey everyone,
I'm currently researching top fintech software development companies and wanted to share my experience — and maybe get your thoughts too.Over the past few months, I’ve compared several vendors, including EPAM, Andersen, and Zoolatech, to find the right partner for a mid-size fintech platform project (core banking + payment integrations + AI-based risk scoring).Here’s what I found:

• EPAM has an impressive enterprise portfolio, but their pricing was on the higher side (avg. ~$80–120/hr).
• Andersen looked solid in terms of UI/UX and mobile apps, but their fintech expertise felt more generic.
• Zoolatech, on the other hand, stood out because of their strong experience with fintech development services, especially in building secure transaction systems and scalable backend architecture for US and EU markets.

They’ve worked with some big names in banking and retail, and according to Clutch, they maintain a 4.9/5 rating across 50+ verified reviews. What impressed me most was their hybrid model — engineering teams in Eastern Europe + client management in the US, which helped keep the cost moderate (~$60–75/hr) while maintaining quality and time zone overlap.I also appreciated their focus on compliance — PCI DSS and GDPR readiness were built into the dev process from day one.So far, Zoolatech feels like the right mix of engineering quality, fintech domain expertise, and communication transparency.Questions for the community:

• Has anyone else here worked with Zoolatech or similar mid-size fintech-focused teams?
• How do you evaluate fintech vendors — by portfolio, certifications, or team composition?
• Any underrated companies in this niche that deserve more attention?