That’s exactly where a good broker adds value. A commercial property mortgage broker like Write Finance is used to dealing with entrepreneurs whose income isn’t a neat payslip. They typically work with niche and non-bank lenders who understand fluctuating cash flow, retained earnings, and business financials rather than just PAYG income. Instead of judging you on a “9-to-5” model, they structure the deal around business performance, lease strength, and long-term viability. The key advice: have clean financials and a clear story—brokers translate that into lender language so you’re taken seriously.